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Student Financial Services College of Medicine Financial Aid for College of Medicine students

Loan Forgiveness Programs

There are a number of loan forgiveness that currently exist for medical students.

  • Washington Student Achievement Council offers conditional scholarships or loan repayment for licensed primary care health professionals who serve in Washington’s critical shortage areas.
  • The Public Service Loan Forgiveness Program forgives the remaining balance on students’ Direct Loans after 120 qualifying monthly payments have been made under a qualifying repayment plan while working for a qualifying employer. A qualifying payment is made on time each month for the full amount shown on the bile while working for a qualified employer. A qualifying employer is a:
    • Government organization at any level (federal, state, local, or tribal);
    • Not-for-profit organization that are tax-exempt under Section 501©(3) of the Internal Revenue Code;
    • Other types of not-for-profit organizations that provide certain types of qualifying public service,
  • The National Institutes of Health will repay up to $35,000 annually of student debt for researchers, including extramural participants for individuals from disadvantaged backgrounds.
  • The National Health Service Corps Loan Repayment Program offers primary care medical technicians up to $50,000 to repay their health profession student loans in exchange for a two-year commitment at an approved NHSC site in a high need, underserved area. This commitment can be extended for additional repayment assistance. There are a number of NHSC-approved sites in rural Washington.
  • The National Health Service Corps Students to Service Loan Repayment Program provides up to $120,000 to medical students in their final year of school in return for a commitment to provide primary health care full-time for at least three years of half-time for at least six years at an approved NHSC site in a Health Professional Shortage Area of greatest need. There are numerous sites in rural Washington.