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Credit Scores and Credit Make Up

Credit Cards and Debt

Having good credit can be more important than you think. In today’s world, credit is used for more than just getting a credit card or a loan. More and more employers and renters are relying on credit to determine job offers and leases. You can’t get a cell phone today without having your credit checked and insurance rates can be lower if you have good credit. Utility services now check credit to establish services. It’s typical to want to buy a car or house, and most students today cannot get through college without borrowing some type of student loan. Having and maintaining good credit is important in today’s world!

Obtain your free credit report at Annualcreditreport.com

Articles about credit and credit cards:

How to Read and Understand Credit Reports

Understanding All 3 FICO Credit Scores

10 Things First-Time Credit Card Users Need to Know

20 Things Every 20-Something Should Know About Credit

Steps to Eliminate Credit Card Debt


SPENDING PLANS
The thought of creating a budget or “spending plan” as we like to call it, is usually a very daunting task to think about

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CREDIT SCORES
Having good credit can be more important than you think. In today’s world, credit is used for more than just getting a credit card or a loan

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STUDENT LOANS
Know your loans. Know your options. Know your resources

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IDENTITY THEFT
As a young child my mother told me I could be anyone I wanted to be. Turns out this is identity theft

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IRS TAX BENEFITS
When filing your yearly income tax return, it’s important to know that there are certain tax credits and deductions that can help students and parents

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INSURANCE
Whether you’re looking at health insurance, life insurance, car insurance or renters insurance, the information can be confusing at best

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INVESTING BASICS
See how investing even just $100 per month makes a difference.

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Additional Financial Literacy Resources in Pullman:

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Washington State University Health Sciences Spokane